Our Course Rules: What You Need To Know
Right, so these are the important bits that lay out the ground rules for using our Cymru Cashflow website and joining our courses. We know reading legal stuff isn't everyone's cup of tea, but it's important we're all clear on things. Think of these as the agreements between you and us, Cymru Cashflow, a local business based right here at 100 Victoria St, Cardiff CF10 1FG. When you use our site or sign up for a course, you're saying you're happy with these rules. Simple as that.
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Who We Are
When we say 'we', 'us', or 'our', we're talking about Cymru Cashflow. We're a local business registered in the UK. Our main office is at 100 Victoria St, Cardiff CF10 1FG, UK. We offer straightforward financial planning courses to help people manage their money and build extra income.
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Using Our Course & Website
You're welcome to use our website to learn about what we do. If you sign up for a Cymru Cashflow course, you'll get access to our learning materials. We ask that you use our course content and website for your own personal use. Please don't copy, share, or sell our materials to anyone else. It takes a lot of effort to put these courses together, and that wouldn't be fair to us or other students.
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Payments & Refunds
When you join a Cymru Cashflow course, you'll pay the advertised fee. We always make sure the price is clear upfront. We use secure systems to handle your payment details. If you need to cancel or want a refund, our policy will be explained before you buy. Generally, if you've already started the course and accessed a good chunk of the materials, a full refund might not be possible. But if you've just signed up and not really started, get in touch quickly at [email protected]. We'll always try to be fair.
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What We Promise You
We promise to give you honest, practical advice about managing your money and creating passive income. We work hard to make our course easy to follow and genuinely useful. However, we can't promise you'll get rich quick. Building financial security takes time and effort. Our course is for teaching you general skills and information, not for giving you specific advice for your exact financial situation. Always think carefully and make your own decisions.
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Your Personal Information
We take your privacy seriously. Any personal details you give to Cymru Cashflow will be looked after carefully. Our full Privacy Policy explains everything in more detail, and you can find a link to it at the bottom of every page. To put it simply, we won't sell your data to anyone, and we'll do our best to keep it safe and sound.
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Our Course Content Belongs to Us
All the materials in our course, the words on this website, and our Cymru Cashflow branding are ours. This is called 'intellectual property'. You're paying to learn from it, and that's what it's for. But you can't copy it, share it widely, or use it for your own business. It's for your personal learning only.
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If You Have a Problem
If you have a problem, a question, or a complaint, please get in touch with us first. We prefer to sort things out directly and fairly, here in Cardiff. You can email us at [email protected] or give us a ring on +44 29 2046 0442. We aim to respond quickly and find a sensible way forward together.
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Changes to These Rules
We might need to update these terms from time to time. This could be because we add a new part to our course, or if there's a change in UK law. When we update them, we'll post the new version on this page. It's a good idea to check back now and again.
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Which Laws Apply?
These rules, and how you use our website and course, are covered by the laws of England and Wales. If there's a serious disagreement that we can't sort out between us, it will be handled by the courts in England and Wales.